PFS Media

Woman presenting financial strategies at a seminar, with a slide displaying "10-Have positive cash-flow and low inventory costs" alongside a digital stock market graphic.
Join PFSMedia to Watch Video

Unlocking The ABCs Of Financial Success – Nelida Flynn

Executive TLDR

  • Nelida Flynn outlines the “ABCs of Making Money” through key business success principles.

  • A great company must serve the masses and fulfill a fundamental need.

  • Primerica meets 15 major criteria of successful companies.

  • The opportunity offers low startup costs, low overhead, and minimal risk.

  • Passive income and multiple income streams are built into the model.

  • The business is portable, scalable, and team-driven.

  • Primerica provides financial services to families at little to no upfront cost.

  • Company stock growth and expansion signal long-term stability.

  • Leaders are encouraged to build confidently and think long-term.


Video Summary

Nelida Flynn delivers an energetic presentation centered on the ABCs of making money and why Primerica stands out as a premier business opportunity. She emphasizes that to be convincing, leaders must first be convinced themselves. Confidence in the opportunity begins with understanding what makes a company truly successful.

Drawing from a book by Dennis Cavier, she outlines 15 characteristics shared by the most successful companies in the world. These include selling to the masses, fulfilling a fundamental need, operating with low risk, offering passive income, maintaining low startup and overhead costs, requiring minimal staff, and providing high profit margins. According to the book’s research, after analyzing thousands of companies globally, Primerica was the only company that met all 15 criteria.

She highlights how the company serves everyday families by addressing essential financial needs such as life insurance, investments, and financial planning. The startup cost is minimal compared to traditional licensing routes, and representatives can operate their businesses for as little as $25 per month. There is no inventory to manage, no expensive infrastructure required, and no heavy staffing costs. The business is also portable, meaning it can be run from virtually anywhere.

Nelida stresses the importance of passive income and multiple revenue streams, including investments, life insurance, annuities, senior health solutions, prepaid legal services, and future mortgage offerings. She points to the company’s long-term growth, including significant stock appreciation since 2010, as evidence of stability and momentum.

She concludes by encouraging attendees to recognize the magnitude of the opportunity. Many people may not initially understand it, but those who stay committed and build consistently position themselves for long-term financial success. Her message is clear: understand the value, believe in it fully, and go build something significant.


FAQs

What are the ABCs of making money according to Nelida Flynn?
They are core business principles shared by highly successful companies, including low risk, scalability, passive income, and serving a fundamental need.

Why does she emphasize low startup cost?
Because it lowers barriers to entry and allows more people to participate in business ownership.

What makes the opportunity portable?
Representatives can operate their business remotely with minimal infrastructure and overhead.

How does Primerica generate multiple streams of income?
Through life insurance, investments, annuities, senior products, legal services, and expanding financial solutions.

Why is long-term demand important?
Financial services are always needed, ensuring ongoing relevance and stability.


Glossary

Passive Income – Earnings generated from a system or organization that continues producing without direct daily effort.

Regional Vice President RVP – A leadership position within Primerica responsible for building and managing a sales organization.

Overhead Costs – Ongoing business expenses such as rent, staff, and inventory.

Portable Business Model – A system that allows operations from multiple locations without heavy infrastructure.

Multiple Streams of Income – Earning from various product lines or revenue channels within the same business structure.

 

Transcript:

Good morning. Good morning. Can you guys hear me? Okay? Awesome. Awesome, right? Thank God for our life, right? We’re all here.

Woohoo.

Okay, I welcome all of you to this incredible leadership school. You know, I congratulate you for being here. This is a big deal, and so far, everything is awesome, right? Amadeo did an awesome job, right?

Okay.

Also want to thank for my awesome husband, who’s over there, my honey bunny, the love of my life.

Okay.

And Joe and Denise Cardino. Obviously, for all the work and things that they do know, they provide an incredible environment. All the RVPs that we get to work with. So the one thing that I want to talk about today is my presentation is on the ABCs of Making money.

All right?

To be convincing, you have to be convinced, and we have to know why this opportunity is so amazing. There was a book written by Dennis Cavier years ago, and it talked about what the most successful companies have in common. So I want to go through that real fast. I encourage you to read the book. Number one is that business has to be able to sell to the masses.

Okay?

Right.

We sell to everybody here, but that is super important. Who needs what we do fulfill a fundamental need for many people. Everything that we do can help a family. All right? Third thing has to be low risk. What’s the risk? When you join here, there’s no risk. You can only get better. Provide the opportunity for ongoing passive income. This is super important. We get passive income so many different ways, all right? And especially like, in our investment side, when you have that license, you’re just building for your families. Require a low staff component. Really? We don’t need any staff. Okay. You can do this with other teammates. Have a stable, growing, long term demand. Everybody needs this, right? We’re always going to need money. Everybody needs money.

Okay?

We have to take care of our families. Number seven have low overhead costs. Really? Your regional vice president provides the office that you report to, right?

Okay.

You don’t have to do anything else.

All right?

You can run a business on Pol, which is $25 a month. What business can offer that low inventory, that low overhead cost, have low startup costs? When you join our company, it’s $99, all right? To get a life license, to get a securities license, that is unheard of. If you were to do it on your own, the licensing is going to run about $1,500. Have a unique quality, making it difficult for competitors to copy. Nobody could do what we do, okay? Nobody. We provide for families the ability to start investing $25 a month. $50 a month. Who can do that? We can sit and provide a financial plan for our families. Companies don’t do that, and some that do, they’re going to charge that client 652,000, $3,000 to sit with them. We do that for nothing. Have positive cash flow and low inventory costs. You know what?

I want to congratulate Christy Thomas, one of the most amazing people on my team. She is a regional leader, did over 6000 last month. Isn’t that amazing?

Woohoo.

Have an awesome team. Okay, so positive cash flow, low inventory. You’re not buying vitamins, you’re not buying soap.

Right?

Okay.

What we have people need have high profit margins and rates of return. What kind of return on investment can you get on that? $99 and $25.

Right?

It’s amazing. Okay. Have minimal government regulation. Really? We have no limitations, really, on what we do. Be portable. You could live in Alaska, be by yourself and do this business. You could go anywhere. Super portable. That Powell gives you everything that you need. Be fun, challenging and satisfying for the business owner.

Okay?

Here we get to do great things. As you build your business, you’re going to get better. As you become more you do more, you get better and better.

Okay.

Provide an opportunity to uncover other money making opportunities. Multiple streams of income. We have so many streams of income here, right. Our investments, life insurance, variable annuities, senior, health care, prepaid, legal, so many different ways to make money here.

Okay.

And I got back from the women in Primerica meeting, which was amazing. Thank you, Jeannie, for telling me all about, you know, they talked about mortgages are supposed to hit New York by May of next year, but that will be another way for us to make money. That is a big deal. Okay, so in this book, it talks about after reviewing and analyzing thousands of business opportunities around the world, okay? One company that we found that meets all 15 of our criteria is Primerica. Isn’t that amazing?

The only company out of thousands in the world.

Okay. So you are in the right place sometimes. I know you come in here, you’re not sure what you’re doing, you’re not sure if this is for you. But this is the most incredible opportunity and what we provide people that ability to create income for people. And that’s the one thing that we do. When we sit with a family and they’re not making enough money, we can take care of that need for them. This is an incredible opportunity. I encourage you to read that book and look at our stock, right? It’s over $200 a share. It started at 15 in 2010. That is unbelievable growth. And the company just keeps getting better and better. And you’re part of that. Look at all the accolades that we’ve received. You can be proud of working in this company, okay? That’s going to get to the point that people are going to say, you work at that company.

How do you get me in?

Okay?

It’s going to be amazing and you’re going to be already ready for that change. So we know we have the best opportunity. Let’s go build. Let’s get big and let’s go win. Thank you, everyone.

Share the Post:
PFS Media platform showcasing recent events, podcasts, and business building resources on laptop, tablet, and smartphone screens.

Ready to Elevate Your Financial Services Career?

Stop letting guesswork hold you back. We provide clarity, support, and tools–whether you’re new or already managing a growing practice. Streamline your learning, sharpen your skills, and accelerate your success.